Why it's Important to Pre-Qualify

Shopping for a mortgage? We can help! Call us at 425-508-9988. Ready to get started? Apply Here.

Even if you have not so much as narrowed down homes to visit yet, it is valuable to visit with your mortgage pro first. What for? What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?


We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through the pre-qualification process. The process leads you through your finances - your debt, income, career, and cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter when you qualify, which states that we're confident you'll qualify for up to a specific amount of mortgage dollars.

Pre-Qual Power

With your pre-qualification letter, several advantages are yours at the point you locate the home you want to make an offer for. The first is that you will be sure what you'll be able to afford when putting together the offer. Of greater importance to the current home owner, your being pre-qualified is like your having entered their front door with a suitcase full of cash to purchase their house! They will not need to wonder if that they're wasting their time if you don't be able to qualify for a high enough mortgage. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not cause them concern. You will have the clout of a buyer ready to make the purchase on the spot!

We will help you with your pre-qualification

We can help you see how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. The process outlines your finances - your debts, income, career, down payment money, among other things. It's quick and basic; and we keep the paperwork to a minimum.

Face to Face

You can always use the calculators here on this website to calculate how much mortgage you can afford - but it's also important to talk with one of our mortgage professionals. For one thing, you'll want a Pre-Qualification Letter! Then, we'll make sure we have selected the best mortgage program for you. Contact us at 425-508-9988 to get started.

Have questions about pre-qualifying? Call us at 425-508-9988. Financial Edge Mortgage Corp. answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.