Why Pre-Qualification is Important

Searching for a loan? We'll be glad to talk about your mortgage needs! Give us a call at 425-508-9988. Ready to begin? Apply Here.

It can be important to see a mortgage professional early, even if you haven't settled on what sort of house you hope to find. What for? Perhaps it's hard to fathom how we could help even before you begin to negotiate.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you determine the amount in monthly payments you can afford, and how much we of a loan you will qualify for. During the process, we explore your borrowing potential - analyzing your earning status, available money for down payment, debt, income, and other circumstances. We will require a minimum amount of paperwork, with a quick process.

We will give you a Pre-Qualification Letter when you qualify, that says that we are confident you'll qualify for up to a certain amount of mortgage dollars.

Pre-Qualification Power

With your pre-qualification letter, some advantages are yours at the point you locate the house you want to put together an offer on. The first is that you will be sure what you will be able to afford when determining your offer. Of greater importance to the current home owner, your being pre-qualified is like your having walked into their house with a suitcase full of cash ready to purchase their home! They won't need to be concerned that they are wasting their time if you do not be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. You have the clout of a buyer ready to make the purchase right now!

We help with your pre-qualification

We will help determine how much of a mortgage loan you can afford, and how much money you will be able to borrow, by walking you through pre-qualifying. During the process, we calculate your borrowing power - reviewing your earning status, money available for down payment, debts, income, and other areas. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.


You can always use the calculators here on our website to get an idea of how much mortgage you'll be able to afford - but it's also essential to talk with us. For one thing, you'll want a Pre-Qualification Letter! Then, we will make sure we have the best mortgage program for you. Contact us at 425-508-9988 to get started.

Have questions about pre-qualifying? Call us at 425-508-9988. Financial Edge Mortgage Corp. answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.