When to Speak to Your Mortgage Professional

In the market for a new mortgage? We'd be thrilled to talk about our mortgage offerings! Call us at 425-508-9988. Ready to get started? Apply Here.

Even if you have not so much as picked out houses to view yet, it is valuable to see your mortgage pro early. Why? Perhaps it is difficult to fathom the way we can help even before you begin to talk about prices and negotiations.

We Can Help You Pre-Qualify

We can help determine how much of a mortgage you can afford, and how much money you may be able to borrow, by walking you through pre-qualifying. This process outlines your financial situation - your debts, income, job, and down payment money, among other things. It's a quick, thorough process with minimal risks for papercuts.

After you are considered eligible, we document our confidence in your potential to qualify for a loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

Armed with your pre-qualification letter, several advantages are yours at the point you locate the home you want to put together an offer on. First, it helps you know the amount that you're able to offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you'd entered their house with a big box of cash to make the offer! They won't have to be concerned that they are wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee to trust your buying power.

We help with your pre-qualification

When we pre-qualify you, we help you figure out the amount you can afford in monthly mortgage payments you can afford, and the loan amount you will qualify for. We will do this by reviewing your income and debts, your work and residence circumstances, your available funds for a down payment, required reserves, and some other things. We as for a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

While you are able to try our tools to calculate mortgage variables on our website, it will be essential to meet with one of our mortgage professional team members. We can work toward your pre-qualification letter. For another thing, we might locate a different mortgage loan option that fits your goals better. Contact us at 425-508-9988 to get started.

Have questions about pre-qualifying? Call us at 425-508-9988. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.