The Importance of Pre-Qualification
Are you looking for a mortgage? We can help! Give us a call at 425-508-9988. Ready to begin? Apply Here.
Even if you have not picked out homes to view yet, it's valuable to see your mortgage professional early. Why? When you do not yet know how much home you want to qualify for, what can we do for you?
We Will Help You Pre-Qualify
We will help you calculate how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by taking you through the pre-qualification process. We can accomplish this by considering your income and debts, your work and housing situations, the funds available for down payment, required reserves, and other considerations. It's quick and basic; We take pride in keeping the paperwork to a minimum.
We award you a Pre-Qualification Letter once you qualify, which states that we're confident you'll qualify for a certain amount of mortgage loan dollars.
Once you find a house that is right for you, and you decide to put together an offer, being pre-qualified for a mortgage will do a number of things. First, it helps you know the amount that you are able to offer.
Your pre-qualification will also make your offer more attractive to the home seller, as if you were bringing them a suitcase full of cash! They need not wonder if that they are wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. They have a virtual guarantee to trust your ability to back up your offer.
We will help you pre-qualify
We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. In this process, we explore your borrowing capacity - reviewing your job, available money for down payment, debts, income, and other circumstances. We as for a minimum amount of paperwork, and avoid a lengthy process.
One on one
It is important for you to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculators on this site. That way, we can help you get your pre-qualification letter. Then, we can make sure we have the right mortgage program for you. We're eager to hear from you: call us at 425-508-9988.
Have questions about pre-qualifying? Call us at 425-508-9988. We answer pre-qualification questions every day.