Why it's Important to Pre-Qualify

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It is important to visit with a mortgage loan pro first, even before you have decided the sort of home to look for. Why? When you do not know yet how much home you need to qualify for, what could we help you with?

We Will Help You Pre-Qualify

We can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. This process outlines your current financial situation - your debts, income, career, and down payment money, among other things. It's short and to the point; We take pride in keeping the paperwork light.

Once you qualify, we give you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which documents the fact that we are helping you to find the right loan program to meet your financial needs and that we're confident you'll qualify for a loan for a specific amount.

Power in the Pre-Qual

Various beneifits open to you when you have found your dream house, and have pre-qualification. First, it helps you know how much you are able to offer. Being pre-qualified will also make your offer more attractive to the seller, as if you were bringing them a big box of cash! They won't need to be concerned that they are wasting their time if you won't be able to be able to qualify for a big enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We can help you pre-qualify

We will help you calculate the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. During the process, we calculate your borrowing power - looking at your earning status, available money for down payment, existing debt, income, and other areas. We will require a minimum amount of paperwork, with a short, basic process.

One-on-One

You can always use the calculators on this site to get an idea of how much mortgage you can afford - but it's also important to talk with one of our mortgage professionals. That way, we will help you get your pre-qualification letter. Next, we can review your mortgage loan choices to make sure you are in the right one. We are eager to meet with you: contact us at 425-508-9988.

Have questions about pre-qualifying? Call us at 425-508-9988. Financial Edge Mortgage Corp. answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.