Why Pre-Qualification is Important

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It's important to consult your mortgage professional early — even before you've begun researching neighborhoods. Why? It might be hard to fathom how we can help even before you begin to calculate your offer.

We Will Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly mortgage payments you can fit in your budget, and the size of loan you will qualify for. The process leads you through your finances - your debt, income, career, and cash available for down payment, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

When you qualify, will give you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), that documents the fact that we are working with you to find the ideal loan program to meet your financial needs and that we're confident you will qualify for a mortgage loan for up to a certain amount.

Buying Power

Armed with your pre-qualification letter, some advantages fall at your feet when you locate the house you want to make an offer for. First, you have some general numbers in mind, as the amount you can borrow. Even more important to the seller of the house, your pre-qualification status gives them confidence - as if you'd come to their home with a suitcase of cash to make the offer! They need not worry that they're wasting their time if you don't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. You'll have the sway of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

We can help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process walks you through your financial situation - your debt, income, career, cash available for down payment, among other things. We as for a minimum amount of paperwork, with a quick process.

Face to Face

While you can benefit from our mortgage calculators on this site, it is essential to meet with one of our mortgage professional team members. For one thing, you will want a Pre-Qualification Letter! Next, we can consider your loan choices to be sure you have chosen the best one. We're waiting to hear from you: contact us at 425-508-9988.

Have questions about pre-qualifying? Call us at 425-508-9988. It's our job to answer pre-qualification questions, so we're happy to help!